Evening Sun Lending Co. Installment Loans

Installment Loans in Plano, Texas

About Us

Millions of folks take out personal loans in Plano, TX, which are also known as installment loans. You get approved for a specific amount of money, make monthly installments and pay interest on the loan. It’s also a pretty simple process when you fill out an online application.

People use the cash for all sorts of purposes. However, lots of people use the cash for unexpected bills and expenses like moving to a new home, unexpected medical costs, paying for funerals and weddings.

Typically, installment loans in Plano, Texas are often ideal for debt management, consolidating bills and special home improvement projects too. Evening Sun Lending Co. does require applicants to complete a qualifying process. However, out process is quick, easy and not nearly as rigid as other lenders. Our alternative qualifying process looks at the big picture rather than a narrow focus on credit scores.

If you find yourself in need of a loan, take a couple of minutes to fill out a simple online application, and we’ll give you a call to see how we can help with your financial needs today.

Learning More About the Texas Loan Process

Walking Through the Easy Loan Process
  • Choose where you wish to apply for Plano installment loans and get your application submitted for personal loans Plano.
  • Gather you average monthly income and expenses together to complete an interview call with Evening Sun Lending Co. about your financial situation when applying for Plano personal loans online.
  • Choose the closest loan branch where you can close personal loans Plano. Make sure to bring along your banking information for transferring loan funds.

Choosing Your Loan Options

Plano online installment loans are offered as unsecured loans. This means the customer is not required to put down a source of collateral when qualifying for installment loans Plano. Some folks prefer this option because they won’t be putting any of their assets at risk.
  • You also have the option of taking out a secured loan. To secure a loan, you will be asked to provide a verifiable asset. Folks that secure installment loans Plano typically qualify for a little better interest rate.
  • Customers can also choose between a variable or fixed interest rate. The fixed interest rate helps to assure that you monthly payment always remains the same, which many people prefer. However, you can also choose a variable rate. Variable rates go up and down when the federal rate changes. In some instances, you might save a few dollars on interest if the rate drops. However, it could also increase too.


Helpful Information When Applying for Plano Personal Loans

What Information Is Needed to Complete an Application for Plano Installment Loans?

  • An email address.
  • A telephone number.
  • Your first and last name.
  • The zip code to your home address.
  • The amount of cash you wish to borrow.
A representative will contact you via phone to provide a loan quote and complete the processing.

Minimum Loan Requirements for Installment Loans Plano
  • Identification like your driver’s license will be needed to confirm you are 18 or older to sign a contract for installment loans Plano.
  • Applicants must reside in the state of Texas to be considered for Plano, TX online personal loans. To meet this condition, you’ll just need to show us a utility bill.
  • We are also looking for proof of your income to confirm that you can make your payments without causing undue stress.

Choosing an Installment Loan Over a Payday Loan or a Credit Card

If you’re thinking about making a large purchase, you might want to compare various financial options. For example, credit cards can make purchases convenient, but most cards charge higher interest rates than Plano installment loans. An installment loan also provides the customer with the full loan amount upfront, which provides a lot of flexibility. Payday loans may be quick to pay out, but you could be paying an excessive amount of money in interest.

Checking out the Loan Benefits

Fast Loan Processing

Evening Sun Lending Co. realizes that many of their new customers are anxious to get their loan funds as quickly as possible. Lots of folks often apply at the last minute because of unexpected events or unforeseen bills. Consequently, our streamline process makes it possible to fund most folks within a few hours or just a day or two after applying.

Convenient Application Options

Many traditional lenders require all new applicants to visit their physical location to apply. They are also expected to produce a number of documents and complete a lengthy application. Evening Sun Lending Co. makes it possible to submit an easy application online in just a matter of a few minutes.

Local Store Branches

The only time you may actually need to visit one of our store branches is to close your loan. However, we do offer several nearby branch locations in and around Plano where you are encouraged to drop by to ask questions, apply, and make payments if you desire.

Sizeable Loan Offers

We realize that people have all kinds of financial needs and one basic loan amount may not work for most people. We listen carefully to each individual applying for a loan to determine what amount of cash will provide them with the most benefits. Depending upon your income and ability to make payments, we’ll try to provide you with the best possible loan offer.

Flexible Loan Terms

We know that many loan terms and options for Plano, TX installment loans online may be confusing to folks that aren’t familiar with the loan process. We are always happy to explain the loan details and help you to choose loan terms that work well with your current finances.